A Blog for Windsor CT Homes For Sale

 

CHFA & FHA Mortgage Interest Rates – May 31

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, May 31, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.375 % (APR range 3.475 – 4.125 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.375% (APR range 3.475 – 4.125 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.25 % (APR range 3.35 – 4.005 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

CHFA & FHA Mortgage Interest Rates – May 24

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, May 24, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.375 % (APR range 3.475 – 4.125 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.375% (APR range 3.475 – 4.125 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.25 % (APR range 3.35 – 4.005 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

CHFA & FHA Mortgage Interest Rates – May 17

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, May 17, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.375 % (APR range 3.475 – 4.125 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.375% (APR range 3.475 – 4.125 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.25 % (APR range 3.35 – 4.005 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

CHFA & FHA Mortgage Interest Rates – April 26

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, April 26, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.50 % (APR range 3.60 – 4.250 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.50 % (APR range 3.60 – 4.250 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.375 % (APR range 3.475 – 4.125 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

CHFA & FHA Mortgage Interest Rates – March 22

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, March 22, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.50 % (APR range 3.60 – 4.250 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.50 % (APR range 3.60 – 4.250 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.375 % (APR range 3.475 – 4.125 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

CHFA & FHA Mortgage Interest Rates – February 22

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, February 22, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.625 % (APR range 3.725 – 4.375 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.625 % (APR range 3.725 – 4.375 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.50 % (APR range 3.60 – 4.25 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

Land for Sale in New Britain – $180,000

Check out this land for sale in New Britain on 245 Wooster Street! It’s .92 acres; approved for 3 residential lots OR make it one larger lot. Contact Lisa Giller, Realtor today for more information at 860.221.8971.

CHFA & FHA Mortgage Interest Rates – February 15

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, February 15, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.625 % (APR range 3.725 – 4.375 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.625 % (APR range 3.725 – 4.375 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.50 % (APR range 3.60 – 4.25 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

Three True Stories of Real Estate Clients (Part 3 of 3)

Part 3

Who wants to hear some good real estate stories?  In my 12 years as a Realtor®, I’ve run into many situations worth sharing with you, dear reader, with the hopes you find them informative and fun.

“Oh…I didn’t think I needed a permit for that!”  A permit from the town’s building department is required when finishing a basement or remodeling that involves electrical or plumbing.  Window replacements definitely require a permit.  Be sure that you or your contractor obtain one before work begins to avoid trouble down the road.  What kind of trouble?  When you are selling your home, the buyer’s Realtor® will check the town records.  No permit?  At a minimum, the town may invoke a fine to issue one after the fact.  At a maximum, the town may require you to remove the sheetrock from a finished basement wall to inspect the plumbing and electrical work.  Yes, this really happened to a client!  Remember, an ounce of prevention is worth a pound of cure.

Hope you enjoyed these 3 articles! Please contact me if you have questions.

CHFA & FHA Mortgage Interest Rates – February 8

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, February 8, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.625 % (APR range 3.725 – 4.375 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.625 % (APR range 3.725 – 4.375 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.50 % (APR range 3.60 – 4.25 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply