A Blog for Windsor CT Homes For Sale

 

CHFA and FHA Mortgage Interest Rates – May 22

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, May 22, 2020:


Homebuyer Mortgage Program

Interest rate: 2.875 % (APR range 2.975 – 3.375 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

  • Additional fees may apply

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 2.875% (APR range 2.975 – 3.375 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

  • Additional fees may apply

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 2.75 % (APR range 2.85 – 3.25 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

  • Additional fees may apply

COVID-19 and Rocky Hill Real Estate

COVID-19 and local Real Estate

I work to be your trusted resource for local real estate information. I’d like to share my take on the effects of COVID-19 on Rocky Hill real estate.   For sale housing inventory levels were at historic lows before the virus. With the virus, inventory is even lower. Interest rates are at near historic lows, currently at around 3.5% which makes Buyers even more eager to “pull the trigger” and buy now.  People selling are discovering that Buyers are willing to pay a premium to lock in a purchase. So, it really is a win for everyone.   Pent-up Buyer demand will likely be the outcome when the virus situation levels out.  If you’re considering a move and want to discuss how to make that move in the most beneficial way possible for you to take advantage of the market, let’s talk.  Call me today.  And keep washing your hands! 

CHFA and FHA Mortgage Interest Rates – May 8

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, May 8, 2020:


Homebuyer Mortgage Program

Interest rate: 2.875 % (APR range 2.975 – 3.375 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

  • Additional fees may apply

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 2.875% (APR range 2.975 – 3.375 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

  • Additional fees may apply

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 2.75 % (APR range 2.85 – 3.25 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

  • Additional fees may apply

A True Story

A True Story…

After searching throughout the fall and winter for their “dream home”, the buyers finally found a move-in ready condo that fit their needs. It came on the market on Monday. We saw it on Tuesday and wrote a full-price offer on the spot. This should have been easy-peasy, right?

Wrong. The inventory of homes and condos on the market is quite low in most CT towns. By the end of that day, my clients’ offer was one of 5 offers submitted! Without even an opportunity to increase our offer, the sellers selected another, presumably higher offer.

I share this story to highlight the recent changes in the real estate market. It is now a seller’s market. If you’ve been considering making a move, call me to take advantage of this very positive change for people selling. Buyers: I will help you an attractive offer that gets attention. And it’s not just about price. Call me for more details!

CHFA & FHA Mortgage Interest Rates – March 27

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, February 28, 2020:


Homebuyer Mortgage Program

Interest rate: 3.00 % (APR range 3.10 – 3.75 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

  • Additional fees may apply

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.00% (APR range 3.10 – 3.75 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

  • Additional fees may apply

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 2.875 % (APR range 2.975 – 3.625 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

  • Additional fees may apply

CHFA & FHA Mortgage Interest Rates – Feb. 28

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, February 28, 2020:


Homebuyer Mortgage Program

Interest rate: 3.00 % (APR range 3.10 – 3.75 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

  • Additional fees may apply

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.00% (APR range 3.10 – 3.75 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

  • Additional fees may apply

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 2.875 % (APR range 2.975 – 3.625 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

  • Additional fees may apply

CHFA & FHA Mortgage Interest Rates – Feb. 21

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, February 21, 2020:


Homebuyer Mortgage Program

Interest rate: 3.00 % (APR range 3.10 – 3.75 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

  • Additional fees may apply

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.00% (APR range 3.10 – 3.75 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

  • Additional fees may apply

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 2.875 % (APR range 2.975 – 3.625 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

  • Additional fees may apply

CHFA & FHA Mortgage Interest Rates – January 10

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, January 10, 2020:


Homebuyer Mortgage Program

Interest rate: 3.00 % (APR range 3.10 – 3.75 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

  • Additional fees may apply

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.00% (APR range 3.10 – 3.75 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

  • Additional fees may apply

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 2.875 % (APR range 2.975 – 3.625 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

  • Additional fees may apply

CHFA & FHA Mortgage Interest Rates – January 3

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, December 3, 2020:


Homebuyer Mortgage Program

Interest rate: 3.00 % (APR range 3.10 – 3.75 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

  • Additional fees may apply

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.00% (APR range 3.10 – 3.75 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

  • Additional fees may apply

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 2.875 % (APR range 2.975 – 3.625 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

  • Additional fees may apply

CHFA & FHA Mortgage Interest Rates – December 20

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, December 20, 2019:


Homebuyer Mortgage Program

Interest rate: 3.125 % (APR range 3.225 – 3.875 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

  • Additional fees may apply

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.125% (APR range 3.225 – 3.875 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

  • Additional fees may apply

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.0 % (APR range 3.10 – 3.75 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

  • Additional fees may apply