A Blog for Windsor CT Homes For Sale

 

CHFA & FHA Mortgage Interest Rates – February 15

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, February 15, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.625 % (APR range 3.725 – 4.375 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.625 % (APR range 3.725 – 4.375 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.50 % (APR range 3.60 – 4.25 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

Three True Stories of Real Estate Clients (Part 3 of 3)

Part 3

Who wants to hear some good real estate stories?  In my 12 years as a Realtor®, I’ve run into many situations worth sharing with you, dear reader, with the hopes you find them informative and fun.

“Oh…I didn’t think I needed a permit for that!”  A permit from the town’s building department is required when finishing a basement or remodeling that involves electrical or plumbing.  Window replacements definitely require a permit.  Be sure that you or your contractor obtain one before work begins to avoid trouble down the road.  What kind of trouble?  When you are selling your home, the buyer’s Realtor® will check the town records.  No permit?  At a minimum, the town may invoke a fine to issue one after the fact.  At a maximum, the town may require you to remove the sheetrock from a finished basement wall to inspect the plumbing and electrical work.  Yes, this really happened to a client!  Remember, an ounce of prevention is worth a pound of cure.

Hope you enjoyed these 3 articles! Please contact me if you have questions.

CHFA & FHA Mortgage Interest Rates – February 8

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, February 8, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.625 % (APR range 3.725 – 4.375 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.625 % (APR range 3.725 – 4.375 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.50 % (APR range 3.60 – 4.25 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

Three True Stories of Real Estate Clients (Part 2)

Part 2

Who wants to hear some good real estate stories?  In my 12 years as a Realtor®, I’ve run into many situations worth sharing with you, dear reader, with the hopes you find them informative and fun.

“Did these people know they were selling?”  Buyers ask me this question when I show them a home that is obviously in disarray.  Clutter, unclean conditions, especially in the bathrooms or kitchens are a real turn-off.  Is the grout clean on the floors, on the shower walls, and around the tub?  Is the oven clean?  We all get comfortable in our surroundings; however, when you’re a seller, you need a new pair “glasses”!

Stay tuned for Part 3 next week!

CHFA & FHA Mortgage Interest Rates – January 11

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, January 11, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.875 % (APR range 3.975 – 4.625%)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.875 % (APR range 3.975 – 4.625 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.75% (APR range 3.85 – 4.5 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

Three True Stories of Real Estate Clients (Part 1)

Part I

Who wants to hear some good real estate stories?  In my 12 years as a Realtor®, I’ve run into many situations worth sharing with you, dear reader, with the hopes you find them informative and fun.

“Should I sell my home as is?”  Mr. G is a homeowner who got his condo back from a tenant and it was in a shambles.  He toyed with selling it as is and asked me to look at it and make a recommendation.  We walked through, tallying our estimate of how much of an investment it would take to make improvements.  I ran some scenarios of likely selling prices; with and without the improvements.  Part of his decision hinged on how long it would take to sell.  Better condition = Faster sale.  Mr. G opted to have some work done; paint, carpeting, and fixing some foggy windows.  The result?  The home sold in 17 days for 97.4% of list price.  Happy client!

Stay tuned for Part II next week!

CHFA & FHA Mortgage Interest Rates – January 4

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, January 4, 2019:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.875 % (APR range 3.975 – 4.625%)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.875 % (APR range 3.975 – 4.625 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.75% (APR range 3.85 – 4.5 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

Condo for Sale in Rocky Hill

•  1186 sqft , 2 bath , 2 bdrm ranch “Ranch, Mid Rise” – FOR SALE  $154,900 .
MLS® 170148943

in Rocky Hill

Lisa sells Rocky Hill
404 Watercourse Row, Rocky Hill

This jazzy, contemporary, 2-bedroom, 2-bath top floor RANCH-style condo offers bright and open floor plan living! With an east-west exposure, you’ll enjoy sunny mornings in your freshly-painted LIVING ROOM and DINING AREA, smartly finished with dove grey vinyl plank flooring for easy upkeep PLUS beautiful sunsets on your DECK overlooking the golf course. The MASTER BEDROOM offers spacious closets and a FULL, ENSUITE BATH. You’ll find more generous storage in the 2nd bedroom which is steps away another full bath. A NEW furnace, central air conditioning, and hot water heater ensure you’ll live worry-free. What’s more? It’s located on a commuter bus line and close to shopping, fitness centers, and diverse dining choices. Start the New Year off right with this affordable alternative to apartment living! Pet-friendly, too!

Property information

CHFA & FHA Mortgage Interest Rates – December 14

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, December 14, 2018:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.875 % (APR range 3.975 – 4.625%)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.875 % (APR range 3.975 – 4.625 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.75% (APR range 3.85 – 4.5 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply

CHFA & FHA Mortgage Interest Rates – December 7

Whether you’re looking to purchase a home or condo, FHA or CFHA financing could be the answer. Are you looking for real estate in Rocky Hill, Windsor, East Windsor, Windsor Locks, or other towns in Greater Hartford CT? Take advantage of the continuing buyer’s market whether you’re a first-time homebuyer or seasoned veteran. Let Lisa Giller help you navigate through the home-buying maze. FHA and CHFA mortgage interest rates often differ by about 1%, so I want you to be informed! Questions? Ask me…Lisa Giller, Realtor!

All CHFA Mortgage Program interest rates are subject to change weekly. The following rates went into effect on Friday, December 30, 2018:

——————————————————-

Homebuyer Mortgage Program

Interest rate: 3.875 % (APR range 3.975 – 4.625%)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply

——————————————————-

Downpayment Assistance Program (DAP)

(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 3.875 % (APR range 3.975 – 4.625 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply

——————————————————-

Homeownership Program,

Home of Your Own Program, Police Homeownership Program, Teachers Mortgage Assistance Program, and Military Homeownership Program

Interest rate: 3.75% (APR range 3.85 – 4.5 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply